Why get an appraisal from Amy S. Schweers?

Each year, thousands of people in Nebraska buy, sell or refinance their home. Many of these transactions have a simple line item for an appraisal. Practically all lenders still want a local expert because the stakes are very high, even though there are a growing number of automated home valuation methods that might appear more economical than an appraisal. But is securing a mortgage the only reason to get an appraisal? Are there other times when the services of a certified, independent real estate professional might be helpful? Of course.


	For real estate appraisals in Wayne and Wayne County, it's easiest when your order online from Amy S. Schweers, just click here.

Challenge your tax assessment in Wayne County

It's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are determined by a previous assessment of your house, so if values have gone down in your area, you can appeal your assessment and save money. When building your case, an appraisal from Amy S. Schweers is your best evidence. We're equipped to assist you in disputing your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

When the amount being loaned to the homeowner is more than 80% of the actual value of the property, most lenders ask homebuyers to purchase an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Most often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, Amy S. Schweers can produce a statement regarding the value of your home. The price you paid for the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Amy S. Schweers will help you settle a divorce with less stress

A divorce can be a particularly traumatic experience for both parties, and it is often even more complicated by the strenuous decision of who maintains the property. Regardless of the circumstances, it's prudent to get an appraisal from Amy S. Schweers so both parties are completely aware of the true market value of their house.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocating to or from Wayne County?

We are familiar with the stress involved with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend relocating employees to provide input on the positive aspects of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered.

Let Amy S. Schweers assist you in selling your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value things like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.