Attention homeowners in Wayne and Wayne County: Get an Appraisal today!

Check out the top reasons Nebraska homeowners call on Amy S. Schweers:

1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
2. Challenge Wayne County's assessment of your property
3. To reduce their monthly mortgage payment by removing PMI
4. Reinstate your Home Equity Line of Credit (or HELOC)
5. To review a different appraiser's report for verification
6. In the case of a divorce in the state of Nebraska, where property needs to be divided
7. Settle an estate in Nebraska by determining the true market value of a property

	Do you own a home in or near Wayne? Do you need help determining the price of your real estate? Contact Amy S. Schweers.

We at Amy S. Schweers understand the particular needs of a consumer seeking appraisal services. Our customary business clients are used to the appraisal process and the customary documents we provide. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Amy S. Schweers will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties nearby. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from Amy S. Schweers is your perfect weapon.

Need to cancel PMI?

A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping people just like you rid themselves of unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. Amy S. Schweers can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Although most review work is requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to invest in a second opinion.